Loan Rates

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Or fax to (209)825-8162 Attn: Loan Department

Consumer Loan Rates

Current as of November 26, 2018

The rates listed below are the lowest rate offered. Your rate will be determined by your credit history. Rates, terms and conditions are subject to change – Interest rate listed is the annual percentage rate (APR).

Loan Type

Annual % Rate – Loan Terms

New/Used AutoRates

Your Choice – SAME RATE!

3.24% – up to 48 months

3.74% – 49-60 months

3.99% – 61-72 months

4.24% – 73-84 months

New RV Rates

7.59% – up to 72 months

8.59% – 73-144 months

Used RV Rates

8.59% – up to 72 months

9.59% – 73-144 months

New/Used Motorcycles

5.99% – up to 36 months

6.99% – 37-48 months

7.99% – 49-60 months

Signature Loans

10.24% – up to 24 months

11.24% – 25-48 months

Christmas & Tax Loan

10.24% – up to 18 months

Overdraft Line Loans

15% – Minimum payment of $35 or 4% Balance

Visa Lines of Credit

($10,000 Maximum)

13.2% – Minimum payment of $35 or 4% Balance

Share Secured Visa

($10,000 Maximum)

17.99% – Minimum payment of $35 or 4% Balance

Direct Deposit Loan

18% – up to 8 months

Share Secured

(90% of Share Balance)

3.00% – up to 72 months

Certificate Secured

(80% of Certificate Balance)

Certificate Rate plus 3% – Term of Certificate

Education Loans

Click Here

The rates listed are the lowest rate offered. All rates will be determined by the borrower’s credit and ability to pay the loan. All loans are subject to credit approval. All loan rates are subject to change without notice. All Auto, RV, Motorcycle loans are subject to eligibility requirements. The word “Term” refers to the number of months for the loan to be repaid.

Contact Credit Union for the most up to date rates and information.

Additional discounts may apply for auto transfer from GVFCU checking account and direct deposit. Call credit union for full details.