Our focus is on you!

About Golden Valley FCU


Since 1957, Golden Valley Federal Credit Union began serving the employees of the Sharpe Army Depot. In 1999, we decided to expand our membership to include the Manteca School District and changed our name to Golden Valley Federal Credit Union. We later expanded our membership to include the Ripon Unified School district.

In 2022, the National Credit Union Administration approved our expansion to include all residents of the San Joaquin County community.

Today, we remain more dedicated than ever to the unique principles that set us apart from traditional profit-driven financial institutions.

Our purpose is to serve the complete financial needs of our membership community. We are here to guide you and help you realize your own financial goals through local personalized and responsive services.

Who Can Join?

Golden Valley Federal Credit Union (GVFCU) exclusively serves all persons who live, work, worship or attend school in San Joaquin County. We also welcome immediate family members of a current GVFCU member to join, regardless of where they live.

We are proud of our “Once a Member, Always a Member” philosophy, which allows you to keep your membership and benefits for life, no matter where you move, where you work or even if your relationship to a current member changes.

How to Join
the Golden Valley Community

Or you can come by our Golden Valley FCU Manteca Office and sit down with one of our friendly Member Services Representatives. We will be happy to help you open an account or answer any questions you may have.

The open account process is simple and fast! To get started, you only need to do the following:

    • Provide Personal Identification and Contact Information (Name, Address, SSN, Driver’s License Number or State ID, etc.)
    • Satisfy membership eligibility requirements

Your neighbors at Golden Valley are ready to welcome you and your family to our credit union community today.


What Makes Us Different?


Golden Valley FCU specializes in helping our community members whose needs are not being met by traditional for-profit financial institutions. We are member-owned, which allows us to offer services that are tailored to the unique needs of our Golden Valley community.

We strive to offer lower rates on loans, higher earnings on savings and no-cost or low-cost financial services. We are always looking for the right way to meet the needs of our members and are ready to help in any way we can.

Our highly trained professional staff will listen and present you with financial options to meet your ever-evolving needs. We work hard to exceed your expectations, from a child’s first savings account to a small holiday loan or the opportunity to own your very own home. We can help you achieve your goals along the way.

Low-Income Designation

We offer exciting programs to help low-income community members qualify for loans that other ‘for-profit’ institutions may not approve. In addition, we offer several Second-Chance Programs—designed to help members who have suffered a financial setback—to rebuild their credit and raise their credit score.

Your Savings Are Safe at Golden Valley FCU

The National Credit Union Administration (NCUA), an agency of the Federal Government, insures your deposits up to $250,000. Joint savings accounts are insured up to an additional $250,000. IRAs are insured separately up to $250,000. Trust accounts are also insured separately up to $250,000 for each beneficiary.

Breaking the Language Barrier

Se Habla Espanol!

At Golden Valley we CAN help! Call ahead of your visit to our office at (209) 845-5878, and we’ll make sure we have someone available who can help you achieve your financial needs or answer questions you may have.

Credit Union
Management Team


Joann Wenk CEO
Justin Garza Branch Manager
Amber Mellado Operations Officer

Board of Directors

Michael Edward Board President
Connie Jones Board Vice President
Mary Duff Board Treasurer
Charles Crutchfield Board Secretary
David Martin, Jr. Board Assistant Secretary
Howard Holtsman Board Member
KC Moebius Board Member

Supervisory Committee
Charles Crutchfield
, Chairman
Jackie Friedrikson

Golden Valley’s FCU’s Annual Meeting and Election

Golden Valley’s annual meeting and election is held the second Thursday in May at 5:30 pm at our Manteca office.

We will introduce our Board of Directors and staff, as well as share information about “what’s new”. We will serve refreshments and have a drawing for some great door prizes. Come and enjoy the evening with us!

Are You Interested in Joining Our Board of Directors?

Golden Valley FCU is seeking dedicated volunteers to help lead the credit union into the future. If you are a member in good standing and interested in serving on the Board of your credit union, please send a letter to the Golden Valley FCU Board of Directors, 409 W. Center Street, Manteca CA 95336. We would love to learn about you and why you feel you would be a good fit. There are no nominations allowed from the floor.

Location, Telephone Numbers and Hours

409 W. Center Steet
Manteca CA 95336

Phone: (209) 825-5878

Fax: (209) 825-8162

Hours: Monday–Friday:

9:30 am-5:00 pm

Lost or Stolen Card Contact Info

To report lost/stolen Visa Debit Card:
1-(800) 554-8969 #3

To report lost/stolen Visa Credit Card
(727) 570-4881

Join Our Team

No positions are open at this time, but please check this spot periodically for job opportunities with Golden Valley Federal Credit Union!

Holiday Closures

Our office will be closed in observance
of the following holidays:

January 1, 2024 – New Year’s Day

January 15, 2024 – Martin Luther King Jr. Day

February 19, 2024 – Presidents’ Day

May 27, 2024 – Memorial Day

June 19, 2024 – Juneteenth

July 4, 2024 – Independence Day

September 2, 2024 – Labor Day

October 14, 2024 – Columbus Day

November 11, 2024 – Veterans’ Day

November 28 &29, 2024 – Thanksgiving

December 24, 2024 – Christmas Eve Closing @ 1pm

December 25, 2024 – Christmas Day